New Amtrak Guest Rewards Cardholders Can Enjoy Limited-Time Offer, Up to 40,000 Bonus Points

Earn up to 40,000 bonus points towards your next adventure

WASHINGTON – Amtrak announced today a limited-time offer that provides new Amtrak Guest Rewards® Preferred Mastercard® cardholders with 40,000 bonus points and Amtrak Guest Rewards® Mastercard® cardholders with 20,000 bonus points when applying for the card and making at least $1,000 in purchases within the first three billing cycles. This offer will last from March 15 through April 26, 2023.

The Amtrak Guest Rewards Preferred Mastercard, which includes a $99 annual fee², offers cardholders the following rewards and benefits:

• Earn 3 points per $1 spent on Amtrak travel, including onboard purchases¹
• Earn 2 points per $1 spent on dining and travel, including transit and rideshare¹
• Earn 1 point per $1 spent on all other qualifying purchases¹
• Round-trip companion coupon upon account opening and card anniversary¹
• One-class upgrade upon account opening and card anniversary¹
• Station lounge pass upon account opening and card anniversary¹
• 20% rebate on Amtrak onboard food and beverage purchases in the form of a statement credit¹
• 5% point rebate when you book Amtrak reward travel¹
• Earn tier status faster with 1,000 TQPs (Tier Qualifying Points) each time you make $5,000 in qualifying purchases¹
• Points don’t expire as long as your account remains open¹
• No limit on how many points you can earn as long as your account remains open¹
• No foreign transaction fees²

The Amtrak Guest Rewards Mastercard offers cardholders the following rewards and benefits:

• Earn 2 points per $1 spent on Amtrak travel, including onboard purchases¹
• Earn 2 points per $1 spent on dining¹
• Earn 1 point per $1 spent on all other qualifying purchases¹
• Receive a 10% rebate on Amtrak onboard food and beverage purchases¹
• Points don’t expire as long as your account remains open¹
• No limit on how many points you can earn as long as your account is open¹
• No foreign transaction fees²
• No annual fee²

Amtrak Guest Rewards cardholders can use their credit card to earn points towards rewards like Amtrak travel, upgrades, gift cards and more. Reward travel begins at just 800 points. To take advantage of this offer and review the Summary of Credit terms, please visit Amtrak.com/Apply.

Please see the Summary of Credit Terms provided at time of application for important information on rates, fees, costs, conditions and limitations.

¹ See the Credit Card Rewards Program Terms and Conditions in the Summary of Credit Terms at time of application for details. Please see the Amtrak Guest Rewards Program terms and conditions at www.amtrak.com/guestrewards for information regarding expiration, redemption, forfeiture, and other limitations on Amtrak Guest Rewards Points.

² For additional information about the Annual Percentage Rates (APRs) fees, and other costs, see the Summary of Credit Terms provided at time of application. The APR for purchases and balance transfers will be a variable 27.24%. The APR for cash advances will be a variable 29.49%. These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is $1.75. The Balance Transfer Fee is $10 or 5% of the amount of each transfer, whichever is greater. The Transaction Fee for Cash Advances or for certain “Cash Equivalent Transactions” is the greater of $15 or 5% of the transaction. Rates are accurate as of January 2023.

Cards are issued by First National Bank of Omaha (FNBO^®), pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.